/* KW365 Finance Tools — vanilla CSS, no frameworks.
   Styled to the KnowWorld365 site: navy #203D64 accents, clean and
   beginner-friendly. Mobile-first; the form collapses to one column. */

.kw365-tool {
  box-sizing: border-box;
  max-width: 680px;
  margin: 1.5em auto;
  padding: 1.25em 1.25em 1em;
  border: 1px solid #dbe2ea;
  border-radius: 12px;
  background: #ffffff;
  font-family: inherit;
  color: #1c2733;
  line-height: 1.5;
}

.kw365-tool *,
.kw365-tool *::before,
.kw365-tool *::after {
  box-sizing: border-box;
}

.kw365-tool h3 {
  margin: 0 0 0.25em;
  color: #203d64;
  font-size: 1.25em;
  line-height: 1.3;
}

.kw365-tool .kw365-intro {
  margin: 0 0 1em;
  font-size: 0.95em;
  color: #4a5a6a;
}

.kw365-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75em 1em;
}

.kw365-field {
  display: flex;
  flex-direction: column;
  gap: 0.25em;
  min-width: 0;
}

.kw365-field.kw365-wide {
  grid-column: 1 / -1;
}

.kw365-field label {
  font-weight: 600;
  font-size: 0.9em;
  color: #203d64;
}

.kw365-field .kw365-hint {
  font-weight: 400;
  font-size: 0.85em;
  color: #5a6b7c;
}

.kw365-field input[type="number"],
.kw365-field input[type="text"],
.kw365-field select {
  width: 100%;
  padding: 0.55em 0.65em;
  border: 1px solid #b9c4d0;
  border-radius: 8px;
  font-size: 1em;
  font-family: inherit;
  color: #1c2733;
  background: #fff;
}

.kw365-field input[type="number"]:focus,
.kw365-field select:focus {
  outline: 2px solid #203d64;
  outline-offset: 1px;
  border-color: #203d64;
}

.kw365-field-row {
  display: flex;
  gap: 0.5em;
  align-items: stretch;
}

.kw365-field-row input[type="number"] {
  flex: 1 1 auto;
  min-width: 0;
}

.kw365-field-row select {
  flex: 0 0 5.5em;
}

.kw365-check {
  display: flex;
  gap: 0.5em;
  align-items: flex-start;
  font-size: 0.95em;
}

.kw365-check input[type="checkbox"] {
  width: 1.15em;
  height: 1.15em;
  margin-top: 0.15em;
  accent-color: #203d64;
}

.kw365-note {
  margin: 0.75em 0 0;
  padding: 0.6em 0.75em;
  border-left: 3px solid #203d64;
  background: #eef2f7;
  border-radius: 0 8px 8px 0;
  font-size: 0.9em;
  color: #33475c;
}

.kw365-results {
  margin-top: 1.25em;
  padding-top: 1em;
  border-top: 2px solid #203d64;
}

.kw365-results h4 {
  margin: 0 0 0.6em;
  color: #203d64;
  font-size: 1.05em;
}

.kw365-total {
  margin: 0 0 0.75em;
  font-size: 1.15em;
}

.kw365-total strong {
  color: #203d64;
  font-size: 1.35em;
}

.kw365-breakdown {
  list-style: none;
  margin: 0 0 0.5em;
  padding: 0;
}

.kw365-breakdown li {
  display: flex;
  justify-content: space-between;
  gap: 1em;
  padding: 0.35em 0;
  border-bottom: 1px solid #e6ebf0;
  font-size: 0.95em;
}

.kw365-breakdown li:last-child {
  border-bottom: none;
}

.kw365-breakdown li.kw365-em {
  font-weight: 700;
}

.kw365-breakdown li span:last-child {
  font-weight: 600;
  white-space: nowrap;
}

.kw365-table-wrap {
  margin-top: 1em;
  overflow-x: auto;
}

.kw365-table-wrap h4 {
  margin: 0 0 0.5em;
}

.kw365-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88em;
}

.kw365-table th,
.kw365-table td {
  padding: 0.4em 0.5em;
  border-bottom: 1px solid #e6ebf0;
  text-align: right;
  white-space: nowrap;
}

.kw365-table th:first-child,
.kw365-table td:first-child {
  text-align: left;
}

.kw365-table thead th {
  color: #203d64;
  border-bottom: 2px solid #203d64;
}

.kw365-table tbody tr:last-child td {
  border-bottom: none;
}

.kw365-bar {
  display: inline-block;
  width: 90px;
  height: 10px;
  background: #e6ebf0;
  border-radius: 5px;
  overflow: hidden;
  vertical-align: middle;
}

.kw365-bar span {
  display: block;
  height: 100%;
  background: #203d64;
  border-radius: 5px;
}

.kw365-disclaimer {
  margin: 1em 0 0;
  font-size: 0.82em;
  color: #6a7a8a;
}

@media (max-width: 560px) {
  .kw365-tool {
    padding: 1em 0.9em 0.75em;
  }

  .kw365-fields {
    grid-template-columns: 1fr;
  }

  .kw365-table {
    font-size: 0.82em;
  }
}